We are an Independent Insurance Agency with 6 locations throughout Rhode Island. We proudly serve RI, MA & CT. Our approach focuses on listening to your concerns.
A person’s home is often the biggest asset they have. Making sure that it is properly insured is a critical component of protecting yourself financially.
At Graham, we work with you to make sure that you have the coverage you need. We help you prepare for the unexpected and protect you from hazards before they become a problem. We help you choose a policy that gives you the peace of mind you should get from home ownership.
Home insurance covers the hazards that most homeowners face—everything from fire to theft, a cracked foundation to accidents on your property. When a loss occurs, you will file a claim with your insurance carrier and you are paid for the expenses, minus any outstanding deductible amounts.
Insurance also covers personal liability exposures, to protect you from many situations that could lead to lawsuits from others.
For instance, if someone slips and falls in your home, or is injured somewhere on your property, you can be held responsible. Liability coverage is there to protect you.
Replacement cost for personal property, Dog bite liability Insurance, Sewer or septic backups, Umbrella liability insurance, & Sinkholes
There are many things about insuring a home that most consumers aren’t aware of; at Graham, we take the time to explain these coverages and discuss their applicability to your home ownership situation:
You may think you want the cheapest insurance you can find, but realize you may not be getting everything you bargained for…
While most insurance products are similar in price and function, insurance providers are very different when it comes to structuring a policy that actually covers you.